Using Loans to Pay Off Loans, Have I Become a Loan-free Genius?

Chen Luo traveled through a fantasy world and became an outer disciple of the Qingyun Sect. He was mediocre in martial arts and thought that he could only inherit his father's ten thousand acres of fertile land, shops on more than a dozen streets, marry a group of beautiful wives and concubines, and live out the rest of his life. But he accidentally activated the [Dao Yu Die]. All martial arts recorded in the Jade Butterfly and practiced to the entry level can be advanced to the state of perfection in advance. What do you mean by power that doesn't belong to me? I just enjoy the fruits of cultivation first, and after showing my divine power before others, I will make up for the cultivation process. In order to become stronger, he did not hesitate to pretend to be a genius, defraud resources for cultivation, and embark on the path of borrowing to pay off loans. In the eyes of others, the obscure and difficult to understand heavenly secret techniques, divine skills, imperial scriptures, and ancient immortal fragments, to Chen Luo, they all seemed as simple and boring as child's play. "Chen Luo's comprehension is extraordinary, his talent is unparalleled, he is truly the greatest prodigy of all time!" “…” The peerless genius? No! Unrivaled genius!! Some people seem to be doing well, but in reality they are secretly practicing madly to repay their debts...